Step-by-Step Guide on How to Claim Nagaland State Lottery Prize Money
Winning a prize in the Nagaland State Lottery or daily Dear Lottery draws is an incredible moment of excitement. However, to convert that winning ticket into actual money in your bank account, you must follow the official claim guidelines prescribed by the Directorate of Nagaland State Lotteries.
Whether you have secured a smaller ₹120 or ₹1,000 prize tier or won the grand ₹1 Crore 1st Prize, this comprehensive step-by-step guide explains how to claim your prize money safely and hassle-free.
◆1. First Step: Safeguard Your Original Ticket
The physical paper ticket is an irreplaceable bearer instrument under Indian lottery law. Without the intact, original physical ticket, no government office or distributor can release prize funds.
- ▪️Sign the Reverse Side: Turn the ticket over and immediately write your full legal name, permanent address, and signature in clear ink. This prevents unauthorized claim attempts if the ticket is accidentally lost.
- ▪️Keep It Intact: Avoid tearing, folding excessively, laminating, or wetting the ticket. Damaged or smudged barcodes/serial numbers can lead to verification rejection.
◆2. Claims Up to ₹10,000 (Local Dealer Route)
For smaller prize brackets (including 3rd, 4th, 5th prizes, and consolation prizes up to ₹10,000):
- 1.Visit any authorized retail lottery counter or distributor in a state where Nagaland lottery tickets are legally sold.
- 2.Present your signed winning ticket. The dealer will inspect the barcode and match the 5-digit number against the official printed gazette.
- 3.The dealer will pay your prize money instantly in cash or via UPI/bank transfer and retain the ticket for distributor reimbursement.
◆3. Claims Exceeding ₹10,000 & 1st Prize ₹1 Crore
For major prizes exceeding ₹10,000 (including the 1st prize ₹1 Crore), the claim cannot be processed by local retail sellers. It must be submitted directly to the Directorate of Nagaland State Lotteries within 30 days of the draw date.
Mandatory Document Checklist for Major Claims:
- ✔Original Winning Ticket: Signed on the reverse side by the winner.
- ✔Official Claim Form: Duly filled and signed (available at state offices or download).
- ✔Affidavit & Declaration: Notarized declaration stating ticket ownership.
- ✔Government Photo ID: Self-attested copy of Aadhaar, Voter ID, or Passport.
- ✔PAN Card: Self-attested copy (mandatory for TDS tax deduction under Section 194B).
- ✔Bank Account Proof: Cancelled cheque and bank passbook copy showing account details and IFSC code.
- ✔Passport Photos: 4 recent passport-size photographs certified by a First Class Magistrate or Notary Public.
◆Official Submission Office Details
Claim documents can be submitted in person or sent via insured registered post / speed post to the nodal department office:
Directorate of Nagaland State Lotteries
PR Hill Junction, Kohima, Nagaland - 797001
Official Website: nagalandlotteries.com
◆Tax Deducted at Source (TDS) & Payout Timeline
As per Section 194B of the Income Tax Act, any lottery prize above ₹10,000 is subject to a 30% flat TDS plus educational cess (total 31.2%).
Once your submitted documents pass verification by government auditors, the net prize amount (after tax deduction) is credited directly via RTGS/NEFT to your verified bank account within 30 to 60 working days.